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PIB Backgrounder

12 Years of PM Jan Dhan Yojana

8out of 10

The Pradhan Mantri Jan Dhan Yojana (PM-JDY), India’s national mission for financial inclusion launched in 2014, has completed 12 years of implementation. Over this period, PM-JDY accounts have expanded significantly from 14.72 crore in 2015 to 59.09 crore as of August 19, 2026, with 32.92 crore female beneficiaries. Total deposits have surged to ₹3,16,514 crore, and 41.29 crore RuPay debit cards have been issued. The scheme provides basic savings accounts with no minimum balance requirement, accident insurance cover, overdraft facilities, and access to various social security and direct benefit transfer schemes, thereby driving broad-based economic participation and poverty reduction.

PrelimsMainsGS2GS3GovernanceEconomySocial JusticeGovernment Schemes

The Pradhan Mantri Jan Dhan Yojana (PMJDY), launched on August 28, 2014, has completed 12 years of transforming India's financial inclusion landscape. As of August 19, 2026, the total number of PMJDY accounts reached 59.09 crore, with total deposits amounting to ₹3.17 lakh crore. The initiative ensures basic bank accounts with no minimum balance requirement, free RuPay debit cards with accident insurance cover of ₹2 lakh, and an overdraft facility of up to ₹10,000. Data shows that 55.7% to 56% of account holders are women, and 77.8% to 78% of accounts are located in rural and semi-urban areas. Serving as the core of the Jan-Dhan-Aadhaar-Mobile (JAM) trinity, the scheme enables direct and transparent delivery of welfare benefits to the underprivileged.

PrelimsMainsGS2GS3GovernanceEconomyGovernment Schemes

A high-level delegation comprising representatives from the African Union Commission, six African nations (Ethiopia, Malawi, Rwanda, Sierra Leone, and Zambia), and the United Nations Development Programme (UNDP) visited the Department of Land Resources in New Delhi to study India’s Digital Public Infrastructure (DPI) in land governance. Discussions focused on key initiatives like the Digital India Land Records Modernisation Programme (DILRMP), Bhu-Aadhaar (ULPIN), the National Generic Document Registration System (NGDRS), the Bharat Land Stack, and the NAKSHA urban mapping pilot programme. The technical sessions highlighted progress in computerising land records, digitising cadastral maps, and fostering South-South cooperation for inclusive, transparent land governance.

PrelimsMainsGS2GS3GovernanceInternational RelationsEconomyGovernment Schemes

The Department of Drinking Water and Sanitation, Ministry of Jal Shakti, in collaboration with the Ministry of Rural Development, has urged States and UTs to converge the works of Jal Jeevan Mission (JJM) 2.0 and Swachh Bharat Mission (Grameen) SBM-(G) 2.0 under the Viksit Bharat – Guarantee for Rozgar and Ajeevika Mission (Gramin) (VB-G RAM G) Act, 2025. Aiming for integrated rural development, water security, and resilience, the initiative emphasizes harmonizing Viksit Gram Panchayat Plans with Village Action Plans, utilizing geospatial planning tools like Yuktdhara, and registering assets on the Viksit Bharat National Rural Infrastructure Stack.

PrelimsMainsGS2GS3GovernanceEnvironmentEconomyGovernment Schemes

The Ministry of Statistics and Programme Implementation (MoSPI) has released a concept paper titled "Methodological Approach for Compilation of Experimental Monetary Asset Accounts of Marine Fish Resources." Aligned with the UN System of Environmental-Economic Accounting (SEEA) Central Framework, the paper extends MoSPI's EnviStats India series by exploring the methodological approach for developing experimental monetary asset accounts for marine fish resources. The publication highlights India's fisheries sector, assesses data availability, outlines an accounting framework drawing on OECD (2025) guidelines, and demonstrates step-by-step compilation using available data while noting gaps. MoSPI has issued the experimental paper as an open invitation for feedback to finalize a standardized methodology.

PrelimsMainsGS3GovernanceEnvironmentEconomyReports/Indices

The Ministry of Panchayati Raj has launched 'DAANVEER', a people-led computer crowdsourcing initiative designed to strengthen digital infrastructure and governance at the grassroots level in Gram Panchayats. Operating through the Meri Panchayat mobile application, the initiative enables individuals, organizations, and corporate social responsibility (CSR) partners to voluntarily donate desktop computers directly to verified Gram Panchayats. The platform integrates with DigiHaat, an Open Network for Digital Commerce (ONDC)-enabled digital marketplace, simplifying the procurement and delivery process. Donors can select a Panchayat, choose a standardized computer bundle, make digital payments, and track orders in real time. Once the Gram Panchayat Secretary acknowledges receipt and installs the equipment, donors receive a digitally generated Certificate of Appreciation.

PrelimsMainsGS2GS3GovernanceEconomyGovernment Schemes

India participated in the Russian-Indian Roundtable Meeting on Snow Leopard Study and Conservation held in Moscow, Russia, on August 26, 2026. Organized under a Partnership Agreement signed in December 2025 between the Interregional Association 'Irbis' and the International Big Cat Alliance (IBCA), the meeting aimed to foster international cooperation in snow leopard research and conservation. The Ministry of Environment, Forest and Climate Change (MoEFCC) and Wildlife Institute of India (WII) delegation highlighted India's science-based conservation initiatives, including population estimation, radio telemetry, and genetic analysis. The platform enabled knowledge exchange and discussions on collaborative approaches for species monitoring and conservation among Indian and Russian authorities and experts.

PrelimsMainsGS3International RelationsEnvironment

The Raksha Mantri and the Madhya Pradesh Chief Minister performed the Bhoomi Pujan for the T-Series Tanks Overhaul Project at the Vehicle Factory in Jabalpur, a unit of Armoured Vehicles Nigam Limited (AVNL). Valued at Rs 472 crore, the project aims to overhaul 80 T-72 and T-90 tanks annually to meet the Indian Army's requirement of 230 overhauls per year, supplementing the Heavy Vehicles Factory in Avadi. The initiative is intended to boost operational readiness, support indigenous defence manufacturing, engage local MSMEs, and generate regional employment.

PrelimsMainsGS3EconomySecurityGovernment Schemes

Vice Admiral Damian Fernando, Commander of the Sri Lanka Navy, is on an official visit to India from 26 to 29 August 2026 to strengthen bilateral maritime cooperation and Navy-to-Navy engagements. During his visit, he received a ceremonial Guard of Honour at South Block and laid a wreath at the National War Memorial in New Delhi. He held discussions with Admiral Krishna Swaminathan, Chief of the Naval Staff, focusing on joint operations, capacity building, training, and maritime security. He is also scheduled to meet senior defence officials, interact with the Indian defence industry, and visit naval training establishments and Headquarters Southern Naval Command in Kochi.

PrelimsMainsGS2International RelationsSecurity

The Ministry of Defence announced the delivery of 'Samarthak', the first indigenous Multi-Purpose Vessel (MPV) of the Indian Navy, built by Larsen & Toubro Ltd. at Kattupalli. Delivered on August 27, 2026, the vessel features over 75 percent indigenous content. It is engineered to serve as a trial and evaluation platform, conduct maritime surveillance and reconnaissance, undertake offshore patrolling, and support Humanitarian Assistance and Disaster Relief (HADR) operations. The delivery marks a significant milestone in India's indigenous shipbuilding journey and aligns with the vision of Aatmanirbhar Bharat and a self-sustaining domestic defence industrial ecosystem.

PrelimsMainsGS3EconomySecurity

Union Minister for Agriculture and Farmers Welfare and Rural Development held a virtual review meeting with Madhya Pradesh agriculture ministers regarding summer Moong procurement and crop insurance implementation. The Government of India approved a total summer Moong procurement quantity of 5,39,072 metric tonnes for Madhya Pradesh for the 2026 season, with actual procurement reaching 5.33 lakh metric tonnes through NAFED and NCCF. The meeting also discussed the Restructured Weather Based Crop Insurance Scheme under the Pradhan Mantri Fasal Bima Yojana, the pending rollout of the WINDS system in the state, and the reintroduction of Crop Cutting Experiments for ground-truthing alongside technology-based yield assessments.

PrelimsMainsGS3EconomyGovernment SchemesAgriculture

Union Home Minister Shri Amit Shah addressed the PharmaInnova Awards Ceremony-2026 in Ahmedabad, Gujarat, highlighting India's advancements and future targets in the pharmaceutical, healthcare, and manufacturing sectors. He noted that India has progressed from being counted among the 'Fragile Five' in 2014 to becoming the world's fourth-largest economy. Stressing the pharmaceutical sector as a national strategic asset, the government highlighted initiatives such as the PRIP scheme, Bulk Drug Park and Medical Device Park schemes, and Production Linked Incentive (PLI) schemes to foster research, innovation, and self-reliance. Furthermore, the government aims to manufacture all medical devices domestically by 2028 and achieve the goal of India becoming a leading global economy by 2047.

PrelimsMainsGS2GS3Science & TechnologyGovernanceEconomyGovernment Schemes
Ministry of Consumer Affairs, Food & Public Distribution

Calibrated market intervention to ensure onion availability at a better/affordable price"

6out of 10

The Government has undertaken calibrated market interventions to ensure the adequate availability of onions at affordable prices through buffer stocks sold at ₹35 per kg in Delhi-NCR. To address logistics and moderate price pressures, the Kanda Express initiative has been deployed to move buffer onions from producing regions to consumption centres via rail and road networks, expanding from 14 railway rakes transporting nearly 12,000 MT in 2024-25 to 86 rakes transporting around 88,000 MT in 2025-26. Additionally, the Central Warehousing Corporation has been integrated into the mechanism to assist with scientific storage and efficient distribution.

PrelimsMainsGS3GovernanceEconomyAgriculture

The National Human Rights Commission (NHRC) has taken suo motu cognizance of media reports concerning the death of a 57-year-old woman who was allegedly raped by a machine operator inside the CT scan room during a diagnostic test at the Civil Hospital in Panipat, Haryana. The victim passed away during treatment at the Postgraduate Institute of Medical Science in Rohtak. Observing that the incident raises serious human rights violations, the NHRC issued notices to the Haryana Chief Secretary and the Panipat Superintendent of Police, demanding a detailed report within two weeks.

PrelimsMainsGS2GovernancePolitySocial Justice

The Election Commission of India organised its third regional conference on Electoral Literacy Clubs (ELC 2.0) and ECINET in Chennai, focusing on strengthening democratic awareness among young citizens. Chief Election Commissioner Shri Gyanesh Kumar stated that students are the future of democracy and that ELCs help strengthen India's democratic backbone. ELC 2.0 reimagines Electoral Literacy Clubs as structured, digital platforms across educational institutions to encourage first-time voters. The initiative leverages India's large educational ecosystem to promote factual electoral education. Additionally, the CEC interacted with Booth Level Officers in Tamil Nadu, noting the state's high voter turnout and the execution of the Special Intensive Revision of Electoral Rolls.

PrelimsMainsGS2GovernanceGovernment Schemes

The release highlights the impact of the National Fellowship for Scheduled Caste Students (NFSC) Scheme implemented by the Department of Social Justice and Empowerment and the University Grants Commission. It details the journey of Karnan A, a researcher from Tamil Nadu who overcame economic, educational, and social barriers through NFSC financial assistance, receiving approximately Rs 16 lakh in fellowship support, House Rent Allowance, and contingency assistance. The support enabled him to complete his PhD, publish international research papers, work as a Postdoctoral Fellow at IISc Bengaluru, and eventually secure a position as Scientist-C at the CSIR Fourth Paradigm Institute.

PrelimsMainsGS2GS3GovernanceSocial JusticeGovernment Schemes

This PIB release outlines the livelihood transformation of a 25-year-old sanitation worker, Himanshu, through financial assistance provided under the Swachhta Udyami Yojana (SUY) component of the NAMASTE Scheme. The assistance, disbursed in August 2025, supported the procurement of a tractor-cum-suction machine with a total project cost of Rs 10,70,400, including a loan and an upfront capital subsidy. The intervention enabled Himanshu to transition from unsafe manual labour under local contractors to running an independent mechanised sanitation enterprise, thereby securing improved monthly savings, safer working conditions, and enhanced social dignity.

PrelimsMainsGS2GS3GovernanceEconomySocial JusticeGovernment Schemes

The Ministry of Tribal Affairs organized the National Conclave on Tribal Languages & Museums in Mysuru, bringing together experts, officials, and community representatives to discuss the preservation and promotion of tribal languages and cultural heritage. Deliberations centered on Tribal Museums and Tribal Freedom Fighter Museums (TFFMs), focusing on authentic storytelling, community participation, and contemporary museum practices such as digital integration and immersive environments. Discussions highlighted the role of museums as living institutions that preserve tribal history and connect local narratives with the national freedom movement. Concluding suggestions included community engagement, revenue-generation avenues like light shows and tribal-cuisine cafés, and ensuring museums remain story-led rather than technology-led.

PrelimsMainsGS1GS2GovernanceSocial Justice

The Prime Minister addressed the Khelo India Dialogue via video conferencing ahead of National Sports Day, emphasizing India's broader sports vision aimed at building a developed nation. Highlighting challenges such as a lack of participation in numerous Olympic disciplines, the Prime Minister announced a talent hunt campaign targeting children between 5 and 15 years of age. The discussion emphasized creating a modern sports ecosystem, leveraging geographic diversity for water and winter sports, integrating sports into daily life and education to prevent drug addiction, and expanding opportunities in sports science, technology, medicine, and management.

PrelimsMainsGS2GS3GovernanceSocial JusticeGovernment Schemes

The Ministry of Law and Justice announced that, in exercise of powers conferred by the Constitution of India and after consultation with the Chief Justice of India, the President has appointed specific judicial officers to the Himachal Pradesh High Court. Shri Chirag Bhanu has been appointed as a Judge of the Himachal Pradesh High Court, while Shri Bhupesh Sharma and Shri Yogesh Jaswal have been appointed as Additional Judges.

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