From Adversity to Entrepreneurial Success

The release details the journey of Smt Hemlata Dilip Kharatmal from Kalwa, Thane, who achieved self-reliance through the National Scheduled Castes Finance and Development Corporation (NSFDC) Term Loan Scheme. Following the demise of her husband, she applied for financial assistance through the LIDCOM office and received a loan of Rs. 3.75 lakh on 25 November 2024. This timely institutional credit enabled her to start a fish-selling business on Pokhran Road in Thane. Through consistent hard work and dedication, she established a dependable livelihood, generating a net monthly income of approximately Rs. 40,000 to Rs. 50,000 to support her family and children's education.