NSKFDC Advances Socio-Economic Empowerment of Sanitation Workers through Concessional Finance and Skill Development

The National Safai Karamcharis Finance & Development Corporation (NSKFDC), operating under the Ministry of Social Justice & Empowerment, advances socio-economic empowerment and sustainable livelihoods for Safai Karamcharis, waste pickers, manual scavengers, and their dependents. Established in January 1997, NSKFDC provides concessional financial assistance up to Rs. 30 lakh for individuals and Rs. 75 lakh for groups to undertake viable self-employment activities. Interest rates range from 6% to 9% per annum, with a 1% rebate for women and an additional 0.5% rebate for timely repayment. Loans are routed through State Channelizing Agencies, Regional Rural Banks, and Public Sector Banks. Additionally, the corporation implements non-loan-based skill development and capacity-building programmes. As of 10 September 2026, NSKFDC has disbursed Rs. 3,365.93 crore, benefiting 6,10,902 persons.