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Ministry of Finance

Net Profit of Regional Rural Banks (RRBs) Rises to Record ₹10,176 Crore, Total Business Cross ₹13.5 Lakh Crore in FY 2025-26

PrelimsMainsGS3EconomyGovernment Schemes
Source-grounded summary

A review meeting on the performance of Regional Rural Banks (RRBs) chaired by the Secretary, Department of Financial Services, highlighted significant growth during the Financial Year 2025-26. Operating through 22,273 branches across 26 States and 3 Union Territories covering about 700 districts, the total business of all 28 RRBs crossed ₹13.5 lakh crore. Their net profit reached a record ₹10,176 crore, compared to ₹6,820 crore in FY 2024-25. Furthermore, Gross and Net Non-Performing Assets reached all-time lows of 5.3% and 2.1% respectively, while the Credit-Deposit Ratio climbed to an all-time high of 75.2%, and over 54.98 lakh new PMJDY accounts were opened.

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