UPI Completes 10 Years of Digital Payments Revolution- Globally Recognised as World’s Largest Real‑Time Payment System

The Unified Payments Interface (UPI), launched by the National Payments Corporation of India under the regulatory oversight of the Reserve Bank of India, has completed 10 years of operations. Over the decade, UPI has experienced an exponential increase, expanding from 1.78 crore transactions in FY 2016-17 to over 24,162 crore transactions in FY 2025-26, and a rise in transaction value from ₹0.07 lakh crore to approximately ₹314 lakh crore. Recognized by the International Monetary Fund as the world's largest real-time payment system, UPI accounts for nearly 49% of the world's real-time payment transaction volume and is operational in 11 countries.