Financial Health of Cooperative Societies

The National Cooperative Database (NCD) recorded 41,501 cooperative societies in Mumbai as of 15 July 2026, of which 40,853 were functional. Among these functional societies, 19,911 reported profits, 14,877 reported losses and financial data were missing for 6,065 societies. The Centrally Sponsored Project for computerising Primary Agricultural Credit Societies (PACS) was expanded in 2022 to cover 79,630 PACS with a revised outlay of ₹2,925.39 crore. The National Cooperative Development Corporation (NCDC) has disbursed a cumulative ₹5,74,090.48 crore up to 30 June 2026, including ₹3,96,763 crore in the last five years. Key initiatives include model bye‑laws for PACS, capacity‑building programmes, strengthening the three‑tier credit structure, and the development of the National Cooperative Database for performance assessment.