RISKS AND CALAMITIES COVERED UNDER PMFBY

The Pradhan Mantri Fasal Bima Yojana (PMFBY), launched in 2016‑17, is a voluntary crop‑insurance scheme for states and farmers covering non‑preventable natural risks from pre‑sowing to post‑harvest for crops/areas notified by the state. Earlier, losses due to wild animals were excluded, but following a request from the Ministry of Environment, Forest and Climate Change and state governments, states may now include such losses as an add‑on cover funded by the state, as per the scheme’s Operational Guidelines. Inundation cover is available for all notified crops; for hydrophilic crops such as paddy, jute, mesta and sugarcane, it applies except for localized claims. The details were provided by Minister of State for Agriculture and Farmers Welfare Shri Ramnath Thakur in a Lok Sabha written reply.