Coal India Strengthens Post-Retirement Care Through Comprehensive Welfare and Pension Reforms

Coal India Limited (CIL), under the Ministry of Coal, has upgraded its post‑retirement welfare framework for over 4.5 lakh retired employees. In partnership with the Coal Mines Provident Fund Organisation (CMPFO), CIL accelerated digital pension administration through the C‑CARES portal, cutting average claim settlement time from 30 days to 10 days and enabling same‑day issuance of Pension Payment Orders and settlement of CMPF dues. The minimum pension under the Coal Mines Pension Scheme was raised to ₹1,000 per month for about 40,000 pensioners. Around 1.13 lakh retirees are covered by the Contributory Post‑Retirement Medicare Scheme, accessing cashless treatment at 532 empanelled hospitals with coverage up to ₹25 lakh (executives) and ₹8 lakh (non‑executives). PF disbursement rose 19.5% to ₹13,608.8 crore and pension disbursement 22.9% to ₹6,427 crore in FY 2025‑26.