Gross Non-Performing Assets (GNPA) of Public Sector Banks (PSBs) at historic low of 1.9% in FY 2025–26, achieve highest-ever net profit of ₹ 1.98 lakh crore; aggregate business reaches over ₹283 lakh crore

The PIB release reports that Public Sector Banks (PSBs) achieved a historic low Gross Non‑Performing Assets (GNPA) ratio of 1.9% in FY 2025‑26, alongside a record net profit of ₹1.98 lakh crore and total business of ₹283.3 lakh crore. Over the last five years, total deposits rose from ₹107.2 lakh crore to ₹156.3 lakh crore and loans & advances grew from ₹74.3 lakh crore to ₹127.0 lakh crore. Credit growth was robust in retail (19.8%), MSME (19.6%) and agriculture (16.2%) sectors. The Government introduced Emergency Credit Line Guarantee Scheme (ECLGS 5.0) in May 2026, offering up to 100% guarantee for MSMEs and 90% for non‑MSMEs and scheduled passenger airlines, with a total credit flow of ₹2.55 lakh crore.