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Ministry of Finance

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MainsGS2GS3GovernanceEconomySocial Justice
Source-grounded summary

The Ministry of Finance reported that Regional Rural Banks (RRBs) achieved a record consolidated net profit of Rs 10,177 crore in FY 2025‑26, alongside steady improvements in deposits, advances, credit‑deposit ratio, GNPA, NNPA and CRAR. The government, under the Finance Minister’s chairmanship, has conducted ten review meetings between 2022 and 2025 at national and regional levels, and the Department of Financial Services holds periodic meetings with RRBs and sponsor banks. Agenda items include performance review, technology upgradation, MSME portfolio expansion, loan diversification to agri‑allied and retail sectors, and deepening financial inclusion. Targets for schemes such as PMJDY, PMMY, PMSBY, PMJJBY and APY are set and monitored by DFS.

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